ROYAL FUNERALS WEBSITE TERMS AND CONDITIONS
Introduction
1.1. This website is owned and operated by Royal Financial Services (Pty) Ltd, an Authorised Financial Services Provider (FSP 51465) and registered Micro-insurer I363 (“Royal Funerals”, “Royal”, “we”, “our” or “us”).
1.2. These Terms and Conditions govern your access to and use of this website, including any online forms, quotations, applications, downloads, digital services and communications made available through the website.
1.3. By accessing or using this website, you acknowledge that you have read and agree to be bound by these Terms and Conditions.
1.4. If you do not agree with these Terms and Conditions, you must immediately discontinue your use of the website.
1.5. Certain products and services may have additional product-specific terms, conditions and disclosures which will be provided to you during the application process or upon acceptance of a product.
Use of the Website
2.1. By using this website, you warrant that you are eighteen (18) years of age or older and have the legal capacity to enter into binding agreements.
2.2. If you are under the age of eighteen (18), you may only use this website with the consent and supervision of your parent or legal guardian.
2.3. You agree to use this website lawfully and in a manner that does not infringe the rights of Royal Funerals or any third party.
2.4. You may not attempt to gain unauthorised access to any restricted areas of this website, interfere with its operation, introduce malicious software or use the website for fraudulent or unlawful purposes.
Funeral Plan Enquiries and Applications
3.1. The submission of an enquiry, quote request or online application does not constitute acceptance of cover by Royal Funerals.
3.2. All funeral plans remain subject to verification procedures, underwriting requirements, applicable waiting periods and the receipt of the required premium.
3.3. Royal Funerals reserves the right to accept or decline any application in accordance with applicable legislation and internal requirements.
Intellectual Property
4.1. All content on this website, including text, graphics, images, logos, downloads, documents, videos and branding elements are the property of Royal Funerals or its licensors and are protected by applicable intellectual property laws.
4.2. No content from this website may be reproduced, copied, distributed, published or used without the prior written consent of Royal Funerals.
Website Availability
5.1. While Royal Funerals takes reasonable steps to ensure that this website remains available and secure, we do not guarantee uninterrupted access or that the website will always be free from errors, viruses or other harmful components.
5.2. The website is provided on an “as available” and “as is” basis.
Limitation of Liability
6.1. Royal Funerals shall not be liable for any direct, indirect, incidental or consequential damages arising from the use of, or inability to use, this website.
6.2. Royal Funerals shall not be liable for any losses resulting from system interruptions, technical failures, unauthorised access, delays in communication or reliance on information published on this website.
Amendments
7.1. Royal Funerals may amend these Terms and Conditions from time to time. Any amendments shall become effective upon publication on this website.
Governing Law
8.1. These Terms and Conditions shall be governed by and interpreted in accordance with the laws of the Republic of South Africa.
Contact Information
Royal Financial Services (Pty) Ltd
Authorised Financial Services Provider (FSP 51465)
Micro-insurer I363
Any questions regarding these Terms and Conditions may be directed to Royal Funerals using the contact details published on this website.